12 Secrets to Financial Power


Most of us don’t make one big financial decision that makes us successful. Instead, it’s the everyday decisions on spending that put us on a path to succeed or fail. Here’s a roadmap. Because when you know where you’re going, it’s easier to get there.

1 Make a budget, be frugal.
2 Find money to invest; even small amounts add up.
3 Pay off college loans ASAP.
4 Make a budget, be frugal.
5 Find money to invest; even small amounts add up.
6 Pay off college loans ASAP
7 Pay off credit card balances monthly.
8 Build a rainy day stash, for emergencies.
9 Fund a Roth IRA, maximum contribution annually.
10 Max out your 401(k), get the employer match.
11 Buy a house to live in.
12 Choose term insurance if you need life insurance.
13 Build a financial team you can trust.
14 Make a will.
15 Increase your net worth; diversify as you go.

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